P
The amount borrowed or the unpaid amount of a loan excluding interest and certain charges.
KEEP LEARNING
Put this term into context.
Use related guides, calculators, and magazine features to see how this concept affects real home-equity decisions.
CHANNELHomeownersExplore channel →
CALCULATORHELOC Expert CalculatorsRun the numbers →
EDUCATIONEducation CenterBrowse guides →
MAGAZINEHELOC Expert MagazineRead magazine →
Related Magazine Features
How Is DSCR Actually Calculated?
A numbers-driven explanation of DSCR, qualifying rental income, housing obligations, and how changes in income or payment affect the ratio.
Read feature →DSCR HELOCs: Access Your Rental Property Equity Without Replacing the First Mortgage
How a revolving second-lien structure can let investors access rental-property equity while preserving an existing first mortgage.
Read feature →The Investor’s Guide to DSCR Lending in 2026
A practical guide to DSCR lending, how property cash flow is evaluated, and the questions investors should ask before choosing a financing structure.
Read feature →