Cash remaining after specified operating expenses and debt obligations are deducted from income.
Put this term into context.
Use related guides, calculators, and magazine features to see how this concept affects real home-equity decisions.
Related Education Guides
DSCR Cash-Out Refinance: Liquidity vs. Repricing the Whole Loan
A DSCR cash-out refinance can release a large amount of equity, but it also rewrites the first-lien financing on the property.
Read guide →Home Equity Loan vs. VA Cash-Out Refinance
Veteran homeowners with a defined cash need often face a structural choice: add a second mortgage or replace the first mortgage through refinancing.
Read guide →Related Magazine Features
10 Questions to Ask Before Taking Cash Out of an Investment Property
A pre-closing checklist covering leverage, cash flow, DSCR, rates, fees, reserves, prepayment terms, exit strategy, and intended use of proceeds.
Read feature →DSCR Cash-Out Refinance vs. DSCR Second Mortgage
A side-by-side look at replacing the first mortgage with a larger loan versus adding a second lien behind it.
Read feature →Short-Term Rentals and DSCR Financing
How DSCR lenders may evaluate short-term rental income and why Airbnb- and VRBO-style properties can require different documentation and underwriting.
Read feature →
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