*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fbfaf6;color:#102a2c;font-family:Manrope,Arial,sans-serif}.topbar{height:76px;padding:0 5vw;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid #d9dfda;background:rgba(251,250,246,.94);position:sticky;top:0;z-index:20;backdrop-filter:blur(12px)}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:#102a2c;font-weight:600;letter-spacing:.08em}.mark{width:34px;height:34px;border-radius:50%;background:#0d4d4c;color:white;display:grid;place-items:center;font-family:"Source Serif 4";font-size:21px}.topbar nav{display:flex;gap:28px}.topbar nav a,.text-link,.card-link,.article-grid a,.calc-grid a,footer a{color:#164f50;text-decoration:none;font-weight:700;font-size:14px}.btn{display:inline-flex;align-items:center;justify-content:center;background:#db6f45;color:white;border:0;border-radius:10px;padding:15px 22px;font-weight:800;text-decoration:none;cursor:pointer;box-shadow:0 8px 20px rgba(179,79,43,.15)}.btn.small{padding:10px 16px}.wide{width:100%}.hero{padding:82px 7vw 64px;display:grid;grid-template-columns:1.25fr .75fr;gap:7vw;align-items:center;background:radial-gradient(circle at 85% 10%,#dbe9df 0,transparent 28%),linear-gradient(135deg,#f8f4ea,#f5f6ef)}.eyebrow{font-size:12px;font-weight:800;letter-spacing:.18em;color:#b45534}.hero h1,.section h2,.mag-copy h2,.lead-section h2{font-family:"Source Serif 4",serif;font-size:clamp(42px,5vw,72px);line-height:.99;margin:14px 0 20px;letter-spacing:-.035em}.hero h1 span{color:#0d5f5b}.hero p{font-size:18px;line-height:1.7;max-width:700px;color:#455d5d}.hero-actions{display:flex;gap:22px;align-items:center;margin:30px 0}.trust-row{display:flex;gap:22px;font-size:12px;font-weight:700;color:#50706e}.equity-card{background:#fff;border:1px solid #dce1dc;padding:26px;border-radius:18px;box-shadow:0 28px 70px rgba(18,54,54,.12)}.mini{font-size:11px;font-weight:800;letter-spacing:.12em}.equity-card label,form label{display:block;font-size:12px;font-weight:700;margin:14px 0}.equity-card input,.equity-card select,form input,form select{width:100%;padding:13px 14px;border:1px solid #ccd6d0;border-radius:9px;margin-top:6px;font:inherit;background:white}.estimate{background:#edf4ef;padding:18px;border-radius:12px;margin:18px 0;display:flex;justify-content:space-between;align-items:center}.estimate strong{font-size:22px;color:#0d5f5b}.equity-card small,form small,.disclaimer{font-size:10px;color:#6c7c79;line-height:1.5;display:block;margin:12px 0}.proof{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid #dbe0db;border-bottom:1px solid #dbe0db}.proof div{padding:24px 4vw;border-right:1px solid #dbe0db}.proof strong{display:block;font-family:"Source Serif 4";font-size:26px;color:#0d5f5b}.proof span{font-size:11px;color:#627471}.section{padding:92px 7vw}.section-head{text-align:center;max-width:800px;margin:0 auto 42px}.section-head h2,.mag-copy h2,.lead-section h2{font-size:46px;line-height:1.05}.section-head p{color:#667875;line-height:1.65}.horizontal{max-width:none;display:flex;justify-content:space-between;text-align:left;align-items:end}.horizontal div{max-width:700px}.path-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.path-card{background:white;border:1px solid #d9e0db;border-radius:16px;padding:28px;min-height:430px;display:flex;flex-direction:column;position:relative;overflow:hidden}.path-card:before{content:"";height:5px;position:absolute;top:0;left:0;right:0;background:#0d5f5b}.path-card.investor:before{background:#b78345}.path-card.veteran:before{background:#415a7a}.icon{width:46px;height:46px;background:#edf3ef;border-radius:13px;display:grid;place-items:center;font-size:23px;margin:8px 0 20px}.tag{font-size:10px;letter-spacing:.12em;font-weight:800;color:#70807d}.path-card h3{font-family:"Source Serif 4";font-size:28px;line-height:1.1;margin:9px 0}.path-card p,.path-card li{color:#5e706e;line-height:1.55;font-size:14px}.path-card ul{padding-left:18px;margin-bottom:24px}.path-card .card-link{margin-top:auto}.split-bg{background:#103b3b;color:white}.split-bg .eyebrow{color:#f0a17e}.split-bg .disclaimer{color:#b7c9c4}.compare-table{max-width:1050px;margin:auto;border:1px solid #41615e;border-radius:14px;overflow:hidden}.row{display:grid;grid-template-columns:1.2fr repeat(3,1fr);border-bottom:1px solid #41615e}.row:last-child{border-bottom:0}.row div{padding:17px 16px;border-right:1px solid #41615e;font-size:13px}.row div:last-child{border-right:0}.row div:first-child{font-weight:800}.row.head{background:#1d4c4b;font-weight:800}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.article-grid article{border-top:1px solid #bcc9c3;padding:20px 4px}.article-grid span{font-size:10px;font-weight:800;letter-spacing:.09em;color:#b45534}.article-grid h3{font-family:"Source Serif 4";font-size:24px;line-height:1.2}.article-grid p{color:#647572;font-size:14px;line-height:1.6}.calc-section{background:#eef2ec}.calc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.calc-grid div{background:white;padding:24px;border-radius:14px;border:1px solid #d5ded7}.calc-grid b{font-family:"Source Serif 4";font-size:22px}.calc-grid p{font-size:13px;line-height:1.5;color:#677875}.magazine{padding:96px 7vw;display:grid;grid-template-columns:.6fr 1.4fr;gap:8vw;background:#e8d8c5}.mag-cover{aspect-ratio:3/4;background:#113e3f;color:white;padding:26px;box-shadow:0 20px 55px rgba(61,45,31,.24);display:flex;flex-direction:column}.mag-cover>span{font-size:10px;letter-spacing:.18em}.mag-title{font-family:"Source Serif 4";font-size:48px;line-height:.75;margin-top:28px}.mag-topic{font-size:38px;line-height:.95;font-weight:800;margin:auto 0;color:#f2a17c}.mag-cover small{font-size:10px}.mag-copy{align-self:center}.mag-copy ol{padding-left:20px;color:#4f5f5b;line-height:1.7}.lead-section{padding:92px 7vw;display:grid;grid-template-columns:1fr 1fr;gap:9vw;background:#faf7ef}.lead-section p{color:#5c706c;line-height:1.7}.privacy{margin-top:24px;font-size:13px;font-weight:700}.lead-section form{background:white;padding:30px;border-radius:18px;border:1px solid #d9dfda;box-shadow:0 24px 60px rgba(18,54,54,.10)}.segmented{display:grid;grid-template-columns:repeat(3,1fr);gap:7px}.segmented label{border:1px solid #d1dad4;border-radius:9px;padding:10px;margin:0;text-align:center}.segmented input{width:auto;margin:0 5px 0 0}.two{display:grid;grid-template-columns:1fr 1fr;gap:12px}footer{padding:52px 7vw;background:#092d2f;color:#dce8e4}footer p{color:#9fb3ad}footer>div:last-of-type{display:flex;gap:22px;margin:28px 0}footer a{color:#dce8e4}footer small{color:#809995}@media(max-width:900px){.topbar nav{display:none}.hero,.magazine,.lead-section{grid-template-columns:1fr}.path-grid,.article-grid{grid-template-columns:1fr}.calc-grid{grid-template-columns:1fr 1fr}.proof{grid-template-columns:1fr 1fr}.horizontal{display:block}.row{grid-template-columns:1.2fr repeat(3,.8fr)}.row div{padding:12px 8px;font-size:11px}.trust-row{flex-direction:column;gap:8px}.hero{padding-top:52px}}@media(max-width:560px){.calc-grid,.two{grid-template-columns:1fr}.section,.hero,.magazine,.lead-section{padding-left:5vw;padding-right:5vw}.hero h1{font-size:44px}.section-head h2,.mag-copy h2,.lead-section h2{font-size:36px}.proof div{padding:18px}.topbar{padding:0 4vw}}/* WordPress integration */
.topbar .custom-logo-link{display:flex;align-items:center}.topbar .custom-logo{max-height:48px;width:auto}.topbar nav ul{list-style:none;margin:0;padding:0;display:flex;gap:28px}.topbar nav li{margin:0}.topbar nav .sub-menu{display:none}.content-shell{max-width:940px;margin:auto;font-size:17px;line-height:1.8}.content-shell h2,.content-shell h3,.content-shell h4{font-family:"Source Serif 4",serif;color:#153c3c}.content-shell h2{font-size:38px;margin-top:1.4em}.content-shell h3{font-size:28px}.content-shell a{color:#0d5f5b}.article-featured{width:100%;height:auto;border-radius:16px;margin-bottom:28px}.article-cta{background:#eef2ec;border-radius:16px;padding:30px;margin-top:50px}.article-cta h2{margin-top:0}.glossary-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.glossary-grid article{background:white;border:1px solid #d9e0db;border-radius:12px;padding:20px}.glossary-grid h3{font-family:"Source Serif 4",serif;font-size:22px;margin:0 0 10px}.glossary-grid h3 a{text-decoration:none;color:#154b4a}.glossary-grid p{font-size:13px;color:#627471;line-height:1.5}.lead-success{background:#edf4ef;border:1px solid #b8d0c2;padding:13px;border-radius:9px;margin-bottom:14px;font-weight:700}.nav-links{display:flex;gap:10px;justify-content:center;margin-top:36px}.nav-links a,.nav-links span{padding:8px 12px;border:1px solid #d5ded7;border-radius:8px;text-decoration:none}.article-grid img{max-width:100%;height:auto;border-radius:10px;margin-bottom:12px}.wp-block-image img{max-width:100%;height:auto}.alignwide{max-width:1200px;margin-left:auto;margin-right:auto}.alignfull{width:100vw;margin-left:calc(50% - 50vw)}
@media(max-width:900px){.topbar nav ul{display:none}.glossary-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.glossary-grid{grid-template-columns:1fr}}

/* Phase 2 channel emphasis */
.channel-ribbon{display:grid;grid-template-columns:repeat(3,1fr);background:#fff;border-top:1px solid #dbe0db;border-bottom:1px solid #dbe0db}.channel-ribbon a{padding:24px 5vw;text-decoration:none;color:#102a2c;border-right:1px solid #dbe0db;display:grid;grid-template-columns:auto 1fr;column-gap:12px;align-items:center}.channel-ribbon a:last-child{border-right:0}.channel-ribbon span{grid-row:1/3;font-family:"Source Serif 4",serif;font-size:36px;color:#c06a46}.channel-ribbon strong{font-size:17px}.channel-ribbon small{color:#6a7b77}.channel-hero{padding:86px 7vw 68px;display:grid;grid-template-columns:1.35fr .65fr;gap:8vw;align-items:center;background:linear-gradient(135deg,#f8f4ea,#eef4ef)}.channel-hero h1{font-family:"Source Serif 4",serif;font-size:clamp(46px,6vw,78px);line-height:.98;letter-spacing:-.04em;margin:14px 0 22px}.channel-hero p{font-size:18px;line-height:1.7;color:#4c6260;max-width:780px}.channel-sidecard{background:#103b3b;color:white;padding:28px;border-radius:18px;box-shadow:0 24px 60px rgba(18,54,54,.14)}.channel-sidecard .mini{color:#f0a17e}.channel-sidecard ul{padding-left:20px;line-height:1.8;color:#d7e4df}.channel-nav{display:flex;justify-content:center;gap:8px;flex-wrap:wrap;padding:14px 5vw;background:#0c3435;position:sticky;top:76px;z-index:12}.channel-nav a{color:white;text-decoration:none;font-size:12px;font-weight:800;padding:8px 13px;border-radius:20px;background:rgba(255,255,255,.07)}.decision-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;max-width:1100px;margin:auto}.decision-grid div{padding:26px;border:1px solid #41615e;border-radius:14px}.decision-grid strong{font-family:"Source Serif 4",serif;font-size:34px;color:#f0a17e}.decision-grid h3{font-family:"Source Serif 4",serif;font-size:24px}.decision-grid p{color:#bdd0ca;line-height:1.6}.channel-article-grid article h3 a{font:inherit;color:#102a2c}.empty-library{padding:30px;border:1px dashed #bcc9c3;border-radius:14px;text-align:center}.channel-investor .channel-hero{background:linear-gradient(135deg,#f5efe3,#ece8dc)}.channel-veteran .channel-hero{background:linear-gradient(135deg,#eef1f4,#f7f5ed)}@media(max-width:900px){.channel-ribbon{grid-template-columns:1fr}.channel-ribbon a{border-right:0;border-bottom:1px solid #dbe0db}.channel-hero{grid-template-columns:1fr}.channel-nav{top:76px;overflow:auto;justify-content:flex-start;flex-wrap:nowrap}.decision-grid{grid-template-columns:1fr}}

/* Phase 3 brand + editorial system */
.brand-logo img,.custom-logo-link img{height:54px;width:auto;display:block}.topbar{min-height:84px}.topbar nav{gap:20px}.topbar nav li{list-style:none}.topbar nav a{white-space:nowrap}
.magazine-editorial{display:block;background:#f2f6f7;padding:88px 7vw}.magazine-heading{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:34px}.magazine-heading>div{max-width:760px}.magazine-heading h2{font-family:"Source Serif 4",serif;font-size:44px;line-height:1.05;margin:10px 0}.magazine-heading p{color:#5e7477;line-height:1.65}.magazine-story-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.magazine-story{background:white;border:1px solid #d6e0e2;border-radius:16px;overflow:hidden;box-shadow:0 18px 38px rgba(13,55,70,.08)}.magazine-photo{height:210px;background-size:cover;background-position:center;display:flex;align-items:flex-start;padding:14px;text-decoration:none}.magazine-photo span{background:#0b4e76;color:#fff;font-size:10px;font-weight:800;letter-spacing:.08em;padding:7px 9px;border-radius:6px}.magazine-story-copy{padding:20px}.magazine-story-copy small{font-size:10px;letter-spacing:.1em;color:#6a7e82}.magazine-story-copy h3{font-family:"Source Serif 4";font-size:24px;line-height:1.15;margin:8px 0}.magazine-story-copy h3 a,.magazine-story-copy>a{text-decoration:none;color:#103a5c}.magazine-story-copy p{font-size:13px;color:#64777a;line-height:1.55}
.glossary-feature{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center;background:#103a5c;color:#fff}.glossary-feature h2{font-family:"Source Serif 4";font-size:46px;margin:10px 0}.glossary-feature p{color:#c6d5db;line-height:1.7}.glossary-alpha{display:grid;grid-template-columns:repeat(7,1fr);gap:9px}.glossary-alpha a{aspect-ratio:1;border:1px solid rgba(255,255,255,.25);border-radius:9px;display:grid;place-items:center;color:#fff;text-decoration:none;font-weight:800;background:rgba(255,255,255,.05)}.glossary-alpha a:hover{background:#159447}
.magazine-archive-hero{background:linear-gradient(120deg,#103a5c,#0b4e76 55%,#167247)}.magazine-issue-card img{width:100%;height:230px;object-fit:cover;border-radius:10px;margin-bottom:16px}
.magazine-article-hero{min-height:560px;background-size:cover;background-position:center;display:flex;align-items:end;padding:70px 8vw;color:white}.magazine-article-hero-copy{max-width:900px}.magazine-article-hero h1{font-family:"Source Serif 4";font-size:clamp(46px,6vw,78px);line-height:1;letter-spacing:-.035em;margin:14px 0}.magazine-article-hero p{font-size:19px;line-height:1.6;max-width:780px}.story-audience{display:inline-block;margin-top:14px;padding:8px 11px;border:1px solid rgba(255,255,255,.45);border-radius:6px;font-size:11px;font-weight:800;letter-spacing:.08em}.article-shell{display:grid;grid-template-columns:minmax(0,760px) 260px;gap:70px;max-width:1160px;margin:0 auto;padding:70px 5vw}.article-content{font-family:Manrope;line-height:1.82;color:#334f56}.article-content h2{font-family:"Source Serif 4";font-size:34px;color:#103a5c;margin-top:48px}.article-content h3{font-family:"Source Serif 4";font-size:25px;color:#103a5c}.sidebar-card{position:sticky;top:110px;border:1px solid #d7e1e3;border-radius:14px;padding:20px;background:#f6f9f8}.sidebar-card strong{display:block;font-family:"Source Serif 4";font-size:22px;margin-bottom:12px}.sidebar-card a{display:block;padding:11px 0;border-top:1px solid #dde6e7;color:#0b4e76;text-decoration:none;font-weight:700;font-size:13px}
@media(max-width:1000px){.magazine-story-grid{grid-template-columns:1fr 1fr}.glossary-feature{grid-template-columns:1fr}.article-shell{grid-template-columns:1fr}.article-sidebar{display:none}.brand-logo img,.custom-logo-link img{height:44px}}
@media(max-width:620px){.magazine-story-grid{grid-template-columns:1fr}.magazine-heading{display:block}.magazine-heading .text-link{display:inline-block;margin-top:15px}.glossary-alpha{grid-template-columns:repeat(6,1fr)}}

/* Phase 4 logo, calculator and magazine fit fixes */
.brand-logo{flex:0 0 auto;max-width:286px}.brand-logo>img,.brand-logo .custom-logo-link img{display:block;width:270px;height:auto;max-height:60px;object-fit:contain}.topbar{gap:24px}.topbar nav{flex:1;justify-content:center;min-width:0}.topbar .btn.small{flex:0 0 auto}
.magazine-photo{aspect-ratio:16/9;height:auto;background-size:cover;background-position:center center;background-repeat:no-repeat}.magazine-story:nth-child(1) .magazine-photo{background-position:center 35%}.magazine-story:nth-child(2) .magazine-photo{background-position:center center}.magazine-story:nth-child(3) .magazine-photo{background-position:center 45%}.magazine-story:nth-child(4) .magazine-photo{background-position:center center}.magazine-story:nth-child(5) .magazine-photo{background-position:center 42%}.magazine-story:nth-child(6) .magazine-photo{background-position:center 30%}.magazine-story{display:flex;flex-direction:column}.magazine-story-copy{flex:1;display:flex;flex-direction:column}.magazine-story-copy>a{margin-top:auto}.magazine-issue-card img{aspect-ratio:16/9;height:auto;object-fit:cover;object-position:center}.magazine-article-hero{background-size:cover;background-position:center 42%}
.calculator-page{background:#f6f8f7}.calculator-hero{padding:78px 7vw 58px;background:linear-gradient(120deg,#0d3e5d,#0b5972);color:#fff}.calculator-hero>div{max-width:900px}.calculator-hero h1{font-family:"Source Serif 4",serif;font-size:clamp(44px,6vw,72px);line-height:1;margin:13px 0 20px}.calculator-hero p{font-size:18px;line-height:1.7;color:#dbe7ec}.calculator-hero .eyebrow{color:#a9e3bd}.calc-tool-nav{position:sticky;top:84px;z-index:10;display:flex;justify-content:center;gap:8px;flex-wrap:wrap;padding:13px 5vw;background:#fff;border-bottom:1px solid #d9e1e1;box-shadow:0 6px 18px rgba(12,59,91,.06)}.calc-tool-nav a{padding:8px 13px;border-radius:99px;background:#edf4f6;text-decoration:none;color:#0d4e76;font-size:12px;font-weight:800}.calculator-library{padding:60px 7vw 80px;display:grid;gap:28px;max-width:1320px;margin:auto}.calculator-card{background:#fff;border:1px solid #d7e1e2;border-radius:18px;overflow:hidden;box-shadow:0 16px 42px rgba(12,59,91,.06);scroll-margin-top:150px}.calculator-card>header{display:flex;gap:18px;padding:24px 28px;border-bottom:1px solid #e1e8e8;background:#fbfcfc}.calculator-card>header>span{width:44px;height:44px;flex:0 0 44px;border-radius:12px;background:#0d4e76;color:#fff;display:grid;place-items:center;font-weight:800}.calculator-card h2{font-family:"Source Serif 4",serif;color:#103a5c;font-size:29px;margin:0 0 4px}.calculator-card header p{margin:0;color:#64767a;font-size:13px;line-height:1.5}.calculator-body{display:grid;grid-template-columns:1.08fr .92fr;gap:0}.calc-inputs{padding:28px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:17px;border-right:1px solid #e0e7e7}.calc-inputs label{font-size:12px;font-weight:800;color:#39545d}.input-wrap{position:relative;display:block;margin-top:7px}.input-wrap input{width:100%;padding:13px 38px 13px 14px;border:1px solid #cbd8da;border-radius:9px;font:inherit;color:#183c49;background:#fff}.input-wrap.money:before{content:'$';position:absolute;left:13px;top:12px;color:#71858a;font-weight:700;z-index:1}.input-wrap.money input{padding-left:28px}.input-wrap.percent:after{content:'%';position:absolute;right:13px;top:12px;color:#71858a;font-weight:700}.input-wrap.years:after{content:'yrs';position:absolute;right:11px;top:12px;color:#71858a;font-size:12px;font-weight:700}.calc-results{padding:28px;background:#f2f7f6;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;align-content:center}.calc-results>div{background:#fff;border:1px solid #dbe5e3;border-radius:12px;padding:16px}.calc-results small{display:block;color:#61767a;font-size:10px;font-weight:800;text-transform:uppercase;letter-spacing:.06em;margin-bottom:6px}.calc-results strong{display:block;color:#103a5c;font-family:"Source Serif 4",serif;font-size:27px;line-height:1}.calc-results .primary-result{grid-column:1/-1;background:#0d4e76;border-color:#0d4e76}.calc-results .primary-result small,.calc-results .primary-result strong{color:#fff}.calc-note{font-size:10px;line-height:1.55;color:#6b7c7f;margin:0;padding:15px 28px;border-top:1px solid #e3e9e9;background:#fcfdfc}.calculator-bottom-cta{padding:58px 7vw;background:#103a5c;color:#fff;display:flex;justify-content:space-between;align-items:center;gap:40px}.calculator-bottom-cta>div{max-width:750px}.calculator-bottom-cta h2{font-family:"Source Serif 4";font-size:40px;margin:10px 0}.calculator-bottom-cta p{color:#c4d5db;line-height:1.65}.calculator-bottom-cta .eyebrow{color:#9ce0b1}
@media(max-width:1120px){.brand-logo{max-width:220px}.brand-logo>img,.brand-logo .custom-logo-link img{width:210px}.topbar nav{gap:12px}.topbar nav a{font-size:12px}}
@media(max-width:900px){.calculator-body{grid-template-columns:1fr}.calc-inputs{border-right:0;border-bottom:1px solid #e0e7e7}.calculator-bottom-cta{align-items:flex-start;flex-direction:column}.calc-tool-nav{top:76px}.brand-logo{max-width:230px}.brand-logo>img,.brand-logo .custom-logo-link img{width:220px}}
@media(max-width:600px){.calc-inputs,.calc-results{grid-template-columns:1fr}.calc-results .primary-result{grid-column:auto}.calculator-card>header{padding:20px}.calc-inputs,.calc-results{padding:20px}.calculator-library{padding-left:4vw;padding-right:4vw}.calculator-hero{padding-left:5vw;padding-right:5vw}.calc-tool-nav{justify-content:flex-start;flex-wrap:nowrap;overflow:auto}.brand-logo>img,.brand-logo .custom-logo-link img{width:185px}}


/* Phase 5: magazine cover + A-Z glossary */
.magazine-feature-hero{display:grid;grid-template-columns:1.05fr .65fr;gap:7vw;align-items:center;padding:70px 9vw;background:linear-gradient(120deg,#eef5f7,#fff 60%,#e7f0ec);border-bottom:1px solid #d8e2e4}.mag-feature-copy h1{font-family:"Source Serif 4";font-size:72px;line-height:.95;margin:10px 0;color:#103a5c}.mag-feature-copy h2{font-family:"Source Serif 4";font-size:40px;margin:0 0 20px;color:#103a5c}.mag-feature-copy p{font-size:18px;line-height:1.7;max-width:680px;color:#526b72}.mag-cover-wrap{display:flex;justify-content:center}.mag-cover-wrap img,.issue-cover{width:min(100%,380px);aspect-ratio:3/4;object-fit:contain;background:#eef1ef;box-shadow:0 24px 55px rgba(13,45,62,.22);border-radius:4px}.magazine-issue-grid-v5{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:34px}.magazine-issue-card-v5{display:grid;grid-template-columns:210px 1fr;gap:28px;align-items:center;padding:24px;border:1px solid #d8e1e3;border-radius:16px;background:#fff}.magazine-issue-card-v5 .issue-cover{width:100%;box-shadow:0 12px 26px rgba(13,45,62,.18)}.magazine-issue-card-v5 h3{font-family:"Source Serif 4";font-size:30px;margin:8px 0}.magazine-issue-card-v5 a{text-decoration:none;color:#103a5c}.magazine-story .magazine-photo{aspect-ratio:16/9;height:auto;background-size:cover;background-position:center}.magazine-story img{width:100%;aspect-ratio:16/9;object-fit:cover}.glossary-top{background:#f5f8f8;border-bottom:1px solid #d8e2e4;padding:50px 7vw 28px}.glossary-top-inner{max-width:1240px;margin:auto}.glossary-top h1{font-family:"Source Serif 4";font-size:52px;line-height:1;margin:10px 0 14px;color:#103a5c}.glossary-top p{color:#61777b;max-width:780px;line-height:1.6}.glossary-az{display:grid;grid-template-columns:1.25fr repeat(26,1fr);margin-top:28px;border:1px solid #cfdadd;border-radius:10px;overflow:hidden;background:#fff}.glossary-az a{display:grid;place-items:center;min-height:42px;border-right:1px solid #dbe3e5;text-decoration:none;color:#103a5c;font-size:12px;font-weight:800}.glossary-az a:last-child{border-right:0}.glossary-az a:hover,.glossary-az a.is-active{background:#0b4e76;color:#fff}.glossary-directory-body{padding-top:48px}.glossary-letter-heading{display:flex;align-items:center;gap:20px;margin-bottom:24px}.glossary-letter-heading>span{width:62px;height:62px;display:grid;place-items:center;border-radius:12px;background:#103a5c;color:#fff;font-family:"Source Serif 4";font-size:36px}.glossary-letter-heading h2{font-family:"Source Serif 4";font-size:32px;margin:0;color:#103a5c}.glossary-letter-heading h2 a{text-decoration:none;color:inherit}.glossary-letter-heading p{margin:3px 0 0;color:#75878a;font-size:13px}.glossary-term-list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.glossary-entry{border-top:2px solid #d9e3e4;padding:17px 4px 22px}.glossary-entry h3{font-family:"Source Serif 4";font-size:22px;margin:0 0 8px}.glossary-entry h3 a{text-decoration:none;color:#103a5c}.glossary-entry p{margin:0;color:#62777b;line-height:1.55;font-size:13px}.glossary-group{padding:25px 0 52px;border-bottom:1px solid #e0e7e8}.glossary-group+.glossary-group{padding-top:52px}.glossary-single-top .breadcrumbs{font-size:12px;margin-bottom:20px;color:#6a7e82}.breadcrumbs a{color:#0b4e76;text-decoration:none}.breadcrumbs span{margin:0 7px}.glossary-definition-shell{max-width:980px;margin:auto}.glossary-definition{display:grid;grid-template-columns:90px 1fr;gap:28px;align-items:start}.glossary-definition-letter{width:80px;height:80px;border-radius:14px;background:#103a5c;color:#fff;display:grid;place-items:center;font-family:"Source Serif 4";font-size:48px}.glossary-definition>div:last-child{font-size:18px;line-height:1.8;color:#405b62}.glossary-return{display:flex;gap:20px;align-items:center;margin-top:40px}.glossary-empty{padding:30px;background:#f5f8f8;border-radius:12px}.magazine-story-grid .magazine-photo span{pointer-events:none}
@media(max-width:1050px){.glossary-az{grid-template-columns:repeat(9,1fr)}.glossary-az a{border-bottom:1px solid #dbe3e5}.glossary-term-list{grid-template-columns:1fr 1fr}.magazine-feature-hero{grid-template-columns:1fr}.mag-cover-wrap{justify-content:flex-start}.magazine-issue-grid-v5{grid-template-columns:1fr}}
@media(max-width:650px){.glossary-az{grid-template-columns:repeat(6,1fr)}.glossary-term-list{grid-template-columns:1fr}.glossary-top h1{font-size:40px}.glossary-definition{grid-template-columns:1fr}.glossary-return{align-items:flex-start;flex-direction:column}.magazine-issue-card-v5{grid-template-columns:1fr}.magazine-issue-card-v5 .issue-cover{max-width:260px}.mag-feature-copy h1{font-size:50px}.mag-feature-copy h2{font-size:32px}}

.magazine-heading-v5{display:grid;grid-template-columns:1fr 260px;align-items:center}.homepage-mag-cover{display:block;justify-self:end}.homepage-mag-cover img{width:220px;aspect-ratio:3/4;object-fit:contain;background:#eef1ef;box-shadow:0 18px 38px rgba(13,45,62,.22);transform:rotate(2deg);border-radius:3px}.magazine-heading-v5 .btn{margin-top:12px}@media(max-width:760px){.magazine-heading-v5{grid-template-columns:1fr}.homepage-mag-cover{justify-self:start;margin-top:28px}.homepage-mag-cover img{width:180px}}

/* Phase 5.1: September issue cover spacing fix */
.issue-single .mag-cover-wrap{align-items:center;min-width:0}.issue-single .issue-cover{display:block;width:min(100%,380px);height:auto;aspect-ratio:3/4;object-fit:cover;object-position:center;background:transparent;margin:0;padding:0}.issue-single{align-items:center}.magazine-issue-card-v5 .issue-cover,.homepage-mag-cover img{object-fit:cover;background:transparent}

/* Phase 5.2 — magazine archive cover fix */
.magazine-issue-grid{
  align-items:start;
}
.magazine-issue-card{
  display:flex;
  flex-direction:column;
  align-items:flex-start;
}
.magazine-issue-cover-frame{
  width:min(100%, 300px);
  aspect-ratio:3/4;
  display:block;
  overflow:hidden;
  border-radius:8px;
  background:#e9eef0;
  box-shadow:0 16px 34px rgba(12,47,67,.15);
  margin:0 0 18px;
}
.magazine-issue-cover-frame .magazine-issue-cover-img,
.magazine-issue-card .magazine-issue-cover-img{
  width:100% !important;
  height:100% !important;
  object-fit:cover !important;
  object-position:center center !important;
  display:block;
  margin:0 !important;
  border-radius:0 !important;
}
.magazine-issue-card > img{
  width:min(100%, 300px);
  aspect-ratio:3/4;
  height:auto !important;
  object-fit:cover;
  object-position:center;
}
@media(max-width:700px){
  .magazine-issue-cover-frame{width:min(82vw,320px)}
}

/* Phase 5.3 — force corrected September cover on /magazine/ issue card */
.magazine-issue-card-v5 .issue-cover-link{
  display:block;
  width:240px;
  max-width:100%;
  aspect-ratio:3/4;
  overflow:hidden;
  flex:0 0 auto;
  background:#edf2f3;
  border-radius:8px;
  box-shadow:0 16px 34px rgba(12,47,67,.14);
}
.magazine-issue-card-v5 .issue-cover{
  display:block !important;
  width:100% !important;
  height:100% !important;
  max-width:none !important;
  object-fit:cover !important;
  object-position:center center !important;
  margin:0 !important;
  border-radius:0 !important;
}
@media(max-width:700px){
  .magazine-issue-card-v5 .issue-cover-link{width:min(78vw,300px)}
}

/* Phase 6 — Request My Options workflow */
.thank-you-page{background:#fbfaf6}.thank-you-hero{padding:95px 7vw 72px;text-align:center;background:radial-gradient(circle at 50% 0,#dfeee4 0,transparent 42%),linear-gradient(135deg,#f8f4ea,#f5f7ef)}
.thank-you-check{width:74px;height:74px;border-radius:50%;display:grid;place-items:center;margin:0 auto 22px;background:#159447;color:#fff;font-size:38px;font-weight:800;box-shadow:0 16px 38px rgba(21,148,71,.2)}
.thank-you-hero h1{font-family:"Source Serif 4",serif;font-size:clamp(44px,6vw,70px);line-height:1.02;color:#103a5c;max-width:900px;margin:14px auto 22px;letter-spacing:-.035em}.thank-you-hero>p{max-width:800px;margin:0 auto;color:#536d73;font-size:18px;line-height:1.75}.thank-you-note{max-width:760px;margin:32px auto 0;padding:18px 22px;border:1px solid #d5e1db;border-radius:14px;background:rgba(255,255,255,.72);display:grid;gap:5px}.thank-you-note strong{color:#103a5c}.thank-you-note span{font-size:13px;line-height:1.55;color:#63777b}
.thank-you-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.thank-you-card{display:block;background:#fff;border:1px solid #d6e0dc;border-radius:16px;padding:28px;text-decoration:none;box-shadow:0 14px 30px rgba(19,57,68,.07);transition:.2s transform,.2s box-shadow}.thank-you-card:hover{transform:translateY(-3px);box-shadow:0 20px 38px rgba(19,57,68,.12)}.thank-you-card>span{font-size:10px;font-weight:800;letter-spacing:.14em;color:#159447}.thank-you-card h3{font-family:"Source Serif 4",serif;font-size:28px;line-height:1.15;color:#103a5c;margin:10px 0}.thank-you-card p{color:#617477;line-height:1.6;font-size:14px}.thank-you-card b{display:block;margin-top:20px;color:#0b4e76;font-size:13px}
@media(max-width:760px){.thank-you-card-grid{grid-template-columns:1fr}.thank-you-hero{padding-top:64px}}

/* Phase 6.1 — Education Center channel navigation */
.education-channel-bar-wrap{
  background:#fff;
  border-bottom:1px solid #d9e2e4;
  border-top:1px solid #e4eaeb;
  position:sticky;
  top:84px;
  z-index:15;
}
.education-channel-bar{
  max-width:1180px;
  margin:0 auto;
  padding:0 5vw;
  display:grid;
  grid-template-columns:repeat(4,1fr);
}
.education-channel-bar a{
  text-align:center;
  padding:18px 12px 16px;
  text-decoration:none;
  color:#365664;
  font-weight:800;
  border-bottom:4px solid transparent;
  transition:.18s ease;
}
.education-channel-bar a:hover{
  color:#0b4e76;
  background:#f5f8f8;
}
.education-channel-bar a.is-active{
  color:#0b4e76;
  border-bottom-color:#159447;
  background:#f7faf8;
}
.education-library{padding-top:64px}
.education-channel-section{
  padding:0 0 76px;
  margin-bottom:70px;
  border-bottom:1px solid #dbe3e4;
}
.education-channel-section:last-child{border-bottom:0;margin-bottom:0}
.education-channel-heading{
  display:flex;
  align-items:end;
  justify-content:space-between;
  gap:35px;
  margin-bottom:28px;
}
.education-channel-heading>div{max-width:760px}
.education-channel-heading h2{
  font-family:"Source Serif 4",serif;
  font-size:40px;
  margin:8px 0 8px;
  color:#103a5c;
}
.education-channel-heading p{color:#667a80;line-height:1.65;margin:0}
.education-grid{align-items:stretch}
.education-card{
  display:flex;
  flex-direction:column;
  min-height:280px;
  padding:24px !important;
  border:1px solid #d8e2e3 !important;
  border-top:4px solid #0b4e76 !important;
  border-radius:12px;
  background:#fff;
}
.education-card-meta{
  display:flex;
  flex-wrap:wrap;
  gap:7px;
  margin-bottom:14px;
}
.education-card-meta span{
  font-size:9px !important;
  font-weight:800;
  letter-spacing:.08em;
  padding:6px 8px;
  border-radius:5px;
}
.education-audience{background:#eaf3f7;color:#0b4e76 !important}
.education-product{background:#edf7ef;color:#14713a !important}
.education-card h3{margin-top:0}
.education-card p{flex:1}
.education-read{margin-top:auto}
.education-single-nav{position:sticky}
.education-single-header{
  max-width:1000px;
  margin:0 auto;
  padding:78px 5vw 36px;
}
.education-single-header h1{
  font-family:"Source Serif 4",serif;
  font-size:clamp(42px,6vw,70px);
  line-height:1.02;
  color:#103a5c;
  margin:12px 0 20px;
}
.education-single-header>p{
  font-size:18px;
  line-height:1.65;
  color:#5c7278;
  max-width:850px;
}
.education-single-tax{display:flex;gap:8px;flex-wrap:wrap;margin-top:18px}
.education-single-tax span{
  background:#edf5f2;
  color:#17633a;
  border-radius:6px;
  padding:8px 10px;
  font-size:11px;
  font-weight:800;
}
@media(max-width:780px){
  .education-channel-bar-wrap{top:76px;overflow-x:auto}
  .education-channel-bar{min-width:620px;padding:0}
  .education-channel-heading{display:block}
  .education-channel-heading .text-link{display:inline-block;margin-top:16px}
}

/* Phase 6.2 — channel hub content libraries */
.channel-library-section{background:#f7f9f8}
.channel-library{display:grid;gap:70px}
.channel-library-block{min-width:0}
.channel-library-subhead{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:24px}
.channel-library-subhead h3{font-family:"Source Serif 4",serif;font-size:34px;line-height:1.08;color:#103a5c;margin:7px 0 0}
.channel-guide-card{display:flex;flex-direction:column;min-height:275px;background:#fff;border:1px solid #d9e2e3;border-radius:12px;padding:23px!important}
.channel-guide-card h3{margin:12px 0 10px}.channel-guide-card p{flex:1}
.channel-card-meta{display:flex;gap:6px;flex-wrap:wrap}
.channel-card-meta span{font-size:9px!important;letter-spacing:.07em;font-weight:800;background:#edf5f2;color:#17633a!important;border-radius:5px;padding:6px 8px}
.channel-magazine-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.channel-magazine-card{background:#fff;border:1px solid #d7e1e3;border-radius:14px;overflow:hidden;box-shadow:0 13px 30px rgba(15,55,70,.07)}
.channel-magazine-image{display:block;aspect-ratio:16/9;overflow:hidden;background:#e7edef}
.channel-magazine-image img{display:block;width:100%;height:100%;object-fit:cover;object-position:center}
.channel-magazine-copy{padding:20px}
.channel-magazine-copy>span{font-size:9px;letter-spacing:.09em;font-weight:800;color:#14713a}
.channel-magazine-copy h3{font-family:"Source Serif 4",serif;font-size:24px;line-height:1.15;margin:8px 0}.channel-magazine-copy h3 a{text-decoration:none;color:#103a5c}
.channel-magazine-copy p{font-size:13px;color:#62777c;line-height:1.55}
.channel-magazine-copy>a{font-weight:800;color:#0b4e76;text-decoration:none;font-size:13px}
@media(max-width:900px){.channel-magazine-grid{grid-template-columns:1fr 1fr}.channel-library-subhead{display:block}.channel-library-subhead .text-link{display:inline-block;margin-top:12px}}
@media(max-width:620px){.channel-magazine-grid{grid-template-columns:1fr}}

/* Phase 7 — magazine PDF gated download */
.magazine-download-section{background:#f4f8f7;padding-top:72px;padding-bottom:72px}.magazine-download-panel{max-width:1120px;margin:0 auto;display:grid;grid-template-columns:1fr .8fr;gap:50px;align-items:center;background:#fff;border:1px solid #d9e3e4;border-radius:18px;padding:34px;box-shadow:0 18px 44px rgba(13,55,70,.08)}.magazine-download-panel h2{font-family:"Source Serif 4",serif;font-size:38px;line-height:1.08;color:#103a5c;margin:10px 0}.magazine-download-panel p{color:#5e747a;line-height:1.65}.magazine-download-form{background:#f7faf9;border:1px solid #dce6e7;border-radius:14px;padding:22px}.magazine-download-form small{font-size:10px;line-height:1.45;color:#6e7f84}.magazine-download-thank-you{padding:96px 5vw;background:linear-gradient(120deg,#eef7f1,#f8fbfb)}.thank-you-card{max-width:880px;margin:0 auto;background:#fff;border:1px solid #d9e3e4;border-radius:20px;padding:44px;text-align:center;box-shadow:0 18px 45px rgba(12,47,67,.09)}.thank-you-card h1{font-family:"Source Serif 4",serif;font-size:54px;line-height:1;color:#103a5c;margin:12px 0 18px}.thank-you-card p{font-size:17px;line-height:1.65;color:#506a72}.thank-you-links{display:flex;justify-content:center;gap:16px;flex-wrap:wrap;margin-top:30px}.thank-you-links a{color:#0b4e76;font-weight:800;text-decoration:none;border:1px solid #cbd9dc;border-radius:999px;padding:10px 16px}@media(max-width:820px){.magazine-download-panel{grid-template-columns:1fr}.thank-you-card h1{font-size:40px}}

/* Phase 7.1 — legal pages */
.page .entry-content.legal-content,
.legal-page-content{
  max-width:900px;
  margin:0 auto;
  padding:70px 5vw 90px;
}
body.page .content-shell h1,
body.page .content-shell h2{
  color:#103a5c;
}
body.page .content-shell h2{
  font-family:"Source Serif 4",serif;
  font-size:30px;
  line-height:1.15;
  margin:42px 0 12px;
}
body.page .content-shell p,
body.page .content-shell li{
  line-height:1.75;
  color:#405b63;
}
body.page .content-shell ul{
  padding-left:22px;
}

/* Phase 7.2 — permanent Privacy Policy presentation */
.legal-privacy-page{
  background:#fbfcfb;
}
.legal-hero{
  position:relative;
  min-height:390px;
  display:flex;
  align-items:center;
  justify-content:center;
  overflow:hidden;
  background-size:cover;
  background-position:center;
}
.legal-privacy-hero{
  background-image:url('../images/mag-homeowner-liquidity.jpg');
}
.legal-hero-overlay{
  position:absolute;
  inset:0;
  background:linear-gradient(90deg,rgba(5,37,57,.84),rgba(5,37,57,.48),rgba(5,37,57,.72));
}
.legal-hero-inner{
  position:relative;
  z-index:2;
  width:min(1180px,90vw);
  display:flex;
  justify-content:flex-start;
}
.legal-headline-box{
  width:min(680px,100%);
  background:rgba(8,43,64,.88);
  border:1px solid rgba(255,255,255,.22);
  border-radius:18px;
  padding:38px 42px;
  box-shadow:0 22px 60px rgba(0,0,0,.22);
  backdrop-filter:blur(3px);
}
.legal-headline-box .eyebrow{
  color:#8bd3a4;
}
.legal-headline-box h1{
  margin:8px 0 12px;
  font-family:"Source Serif 4",serif;
  font-size:clamp(44px,6vw,68px);
  line-height:1;
  color:#fff;
}
.legal-headline-box p{
  margin:0;
  max-width:580px;
  font-size:17px;
  line-height:1.6;
  color:#eaf2f4;
}
.legal-content-wrap{
  padding:72px 5vw 96px;
}
.permanent-legal-copy{
  max-width:900px;
  margin:0 auto;
}
.permanent-legal-copy > p:first-child{
  margin-top:0;
}
.permanent-legal-copy h2{
  font-family:"Source Serif 4",serif;
  font-size:30px;
  line-height:1.15;
  color:#103a5c;
  margin:42px 0 12px;
}
.permanent-legal-copy p,
.permanent-legal-copy li{
  color:#405b63;
  line-height:1.76;
}
.permanent-legal-copy ul{
  padding-left:22px;
}
@media(max-width:700px){
  .legal-hero{min-height:340px}
  .legal-headline-box{padding:30px 24px}
  .legal-content-wrap{padding-top:52px}
}

/* Phase 7.3 — photographic headline boxes for key resource pages */
.resource-hero{
  position:relative;
  min-height:360px;
  display:flex;
  align-items:center;
  overflow:hidden;
  background-size:cover;
  background-position:center;
}
.resource-hero-overlay{
  position:absolute;
  inset:0;
  background:linear-gradient(90deg,rgba(5,37,57,.84),rgba(5,37,57,.55),rgba(5,37,57,.72));
}
.resource-hero-inner{
  position:relative;
  z-index:2;
  width:min(1180px,90vw);
  margin:0 auto;
  display:flex;
  justify-content:flex-start;
}
.resource-headline-box{
  width:min(720px,100%);
  background:rgba(8,43,64,.88);
  border:1px solid rgba(255,255,255,.20);
  border-radius:18px;
  padding:36px 42px;
  box-shadow:0 22px 60px rgba(0,0,0,.22);
  backdrop-filter:blur(3px);
}
.resource-headline-box .eyebrow{color:#9dd9af}
.resource-headline-box h1{
  margin:8px 0 12px;
  font-family:"Source Serif 4",serif;
  font-size:clamp(40px,5.8vw,64px);
  line-height:1.02;
  color:#fff;
}
.resource-headline-box p{
  margin:0;
  max-width:610px;
  font-size:17px;
  line-height:1.65;
  color:#eaf2f4;
}
.resource-glossary-hero{background-image:url('../images/mag-second-lien.jpg')}
.resource-education-hero{background-image:url('../images/mag-renovation.jpg')}
.resource-calculators-hero{background-image:url('../images/mag-refi-comparison.jpg')}
.legal-terms-hero{background-image:url('../images/mag-investor-dscr.jpg')}
.glossary-az-bar{
  background:#fff;
  border-bottom:1px solid #d9e2e4;
}
.glossary-az-bar .glossary-top-inner{
  max-width:1180px;
  margin:0 auto;
  padding:22px 5vw;
}
.glossary-directory .glossary-top-inner nav,
.glossary-directory .glossary-top-inner .glossary-nav,
.glossary-directory .glossary-top-inner{
  display:block;
}
@media(max-width:700px){
  .resource-hero{min-height:320px}
  .resource-headline-box{padding:30px 24px}
}

/* Phase 7.4 — glossary navigation repair */
.glossary-directory .resource-glossary-hero.glossary-top{
  padding:0 !important;
  border-bottom:0 !important;
  background-color:transparent !important;
}
.glossary-directory .resource-glossary-hero .resource-hero-inner{
  max-width:none;
  margin:0 auto;
}
.glossary-directory .resource-glossary-hero .resource-headline-box h1{
  color:#fff !important;
  margin:8px 0 12px !important;
}
.glossary-directory .resource-glossary-hero .resource-headline-box p{
  color:#eaf2f4 !important;
  max-width:610px !important;
  margin:0 !important;
}
.glossary-az-bar{
  position:relative;
  z-index:5;
  background:#fff;
  border-top:1px solid #e2e9ea;
  border-bottom:1px solid #d9e2e4;
  box-shadow:0 5px 14px rgba(16,58,92,.05);
}
.glossary-az-bar .glossary-top-inner{
  width:min(1240px,100%);
  max-width:1240px;
  margin:0 auto;
  padding:16px 5vw;
  display:block !important;
}
.glossary-az-bar .glossary-az{
  display:flex !important;
  align-items:stretch;
  gap:4px;
  width:100%;
  margin:0 !important;
  padding:0;
  border:0 !important;
  border-radius:0 !important;
  overflow-x:auto !important;
  overflow-y:hidden;
  background:transparent !important;
  scrollbar-width:thin;
  -webkit-overflow-scrolling:touch;
}
.glossary-az-bar .glossary-az a{
  flex:0 0 38px;
  min-width:38px;
  min-height:38px;
  display:flex !important;
  align-items:center;
  justify-content:center;
  padding:0 8px;
  border:1px solid #d8e2e4 !important;
  border-radius:7px;
  background:#fff;
  color:#103a5c;
  font-size:12px;
  line-height:1;
  font-weight:800;
  text-decoration:none;
  white-space:nowrap;
}
.glossary-az-bar .glossary-az a.glossary-all{
  flex-basis:54px;
  min-width:54px;
}
.glossary-az-bar .glossary-az a:hover,
.glossary-az-bar .glossary-az a.is-active{
  background:#0b4e76 !important;
  border-color:#0b4e76 !important;
  color:#fff !important;
}
@media(min-width:1180px){
  .glossary-az-bar .glossary-az{
    justify-content:center;
    overflow-x:visible !important;
  }
}
@media(max-width:700px){
  .glossary-az-bar .glossary-top-inner{
    padding:12px 16px;
  }
  .glossary-az-bar .glossary-az a{
    flex-basis:36px;
    min-width:36px;
    min-height:36px;
  }
}

/* Phase 7.5 — site Search page */
.resource-search-hero{
  background-image:url('../images/mag-homeowner-liquidity.jpg');
}
.search-page-shell{
  max-width:1180px;
  margin:0 auto;
  padding:64px 5vw 96px;
}
.site-search-form{
  background:#fff;
  border:1px solid #d7e1e3;
  border-radius:16px;
  padding:28px;
  box-shadow:0 14px 36px rgba(15,55,70,.07);
}
.site-search-form>label{
  display:block;
  margin-bottom:10px;
  color:#103a5c;
  font-size:13px;
  font-weight:800;
}
.site-search-row{
  display:grid;
  grid-template-columns:1fr auto;
  gap:12px;
}
.site-search-row input{
  width:100%;
  min-width:0;
  border:1px solid #cddadd;
  border-radius:9px;
  padding:15px 16px;
  font:inherit;
  font-size:16px;
  background:#fbfcfc;
}
.site-search-row input:focus{
  outline:3px solid rgba(21,148,71,.15);
  border-color:#159447;
}
.search-results-section,
.popular-pages-section{
  margin-top:72px;
}
.search-section-heading{
  max-width:760px;
  margin-bottom:28px;
}
.search-section-heading h2{
  font-family:"Source Serif 4",serif;
  font-size:40px;
  line-height:1.08;
  color:#103a5c;
  margin:8px 0 8px;
}
.search-section-heading p{
  color:#62777c;
  line-height:1.65;
}
.search-results-list{
  display:grid;
  grid-template-columns:repeat(2,1fr);
  gap:18px;
}
.search-result-card{
  background:#fff;
  border:1px solid #d8e2e3;
  border-radius:12px;
  padding:24px;
}
.search-result-card>span{
  display:inline-block;
  padding:5px 8px;
  border-radius:5px;
  background:#edf5f2;
  color:#17633a;
  font-size:9px;
  font-weight:800;
  letter-spacing:.07em;
}
.search-result-card h3{
  font-family:"Source Serif 4",serif;
  font-size:24px;
  line-height:1.18;
  margin:10px 0;
}
.search-result-card h3 a,
.search-result-card>a{
  color:#103a5c;
  text-decoration:none;
}
.search-result-card p{
  color:#60757a;
  line-height:1.6;
  font-size:13px;
}
.popular-pages-list{
  list-style:none;
  margin:0;
  padding:0;
  border-top:1px solid #d8e2e3;
}
.popular-pages-list li{
  display:grid;
  grid-template-columns:64px 1fr 40px;
  gap:18px;
  align-items:center;
  padding:22px 4px;
  border-bottom:1px solid #d8e2e3;
}
.popular-rank{
  font-family:"Source Serif 4",serif;
  font-size:30px;
  color:#159447;
}
.popular-page-copy small{
  color:#71878b;
  font-size:9px;
  font-weight:800;
  letter-spacing:.08em;
  text-transform:uppercase;
}
.popular-page-copy h3{
  font-family:"Source Serif 4",serif;
  font-size:25px;
  line-height:1.15;
  margin:4px 0 5px;
}
.popular-page-copy h3 a{
  color:#103a5c;
  text-decoration:none;
}
.popular-page-copy p{
  margin:0;
  color:#65797e;
  font-size:13px;
  line-height:1.5;
}
.popular-arrow{
  display:grid;
  place-items:center;
  width:38px;
  height:38px;
  border-radius:50%;
  background:#edf5f2;
  color:#17633a;
  text-decoration:none;
  font-size:20px;
}
@media(max-width:760px){
  .site-search-row{grid-template-columns:1fr}
  .search-results-list{grid-template-columns:1fr}
  .popular-pages-list li{grid-template-columns:48px 1fr 36px;gap:12px}
  .popular-page-copy p{display:none}
}

/* Phase 7.6 — Search link is permanently rendered in the primary header nav */
.topbar nav .site-search-nav-link{
  display:inline-flex;
  align-items:center;
  white-space:nowrap;
}

/* Phase 7.8 — SEO infrastructure: breadcrumbs + editorial trust */
.seo-breadcrumb-wrap{
  width:min(1180px,90vw);
  margin:0 auto;
  padding:18px 0 0;
}
.seo-breadcrumbs ol{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  gap:7px;
  list-style:none;
  margin:0;
  padding:0;
  color:#71858a;
  font-size:11px;
  font-weight:700;
}
.seo-breadcrumbs li{
  display:flex;
  align-items:center;
  gap:7px;
}
.seo-breadcrumbs li:not(:last-child)::after{
  content:"›";
  color:#9aabad;
}
.seo-breadcrumbs a{
  color:#315d70;
  text-decoration:none;
}
.seo-breadcrumbs a:hover{text-decoration:underline}
.seo-breadcrumb-on-dark{
  position:relative;
  z-index:3;
  padding-top:16px;
}
.editorial-trust-box{
  margin:54px 0 10px;
  padding:24px;
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:18px;
  border:1px solid #d5e1e3;
  border-radius:14px;
  background:#f5f9f8;
}
.editorial-trust-person{
  min-width:0;
}
.editorial-trust-person strong{
  display:block;
  color:#103a5c;
  font-family:"Source Serif 4",serif;
  font-size:21px;
  line-height:1.15;
  margin:5px 0 3px;
}
.editorial-trust-person small{
  display:block;
  color:#4f7078;
  font-size:11px;
  font-weight:700;
}
.editorial-trust-person p{
  margin:8px 0 0!important;
  font-size:12px!important;
  line-height:1.55!important;
  color:#647a7f!important;
}
.editorial-trust-label{
  font-size:9px;
  letter-spacing:.11em;
  font-weight:800;
  color:#168047;
}
.editorial-trust-dates{
  grid-column:1/-1;
  display:flex;
  flex-wrap:wrap;
  gap:10px 18px;
  align-items:center;
  padding-top:14px;
  border-top:1px solid #d7e3e4;
  color:#6c7f83;
  font-size:10px;
  font-weight:700;
}
.editorial-trust-dates a{
  margin-left:auto;
  color:#0b4e76;
  text-decoration:none;
}
.editorial-standards-hero{
  background-image:url('../images/mag-second-lien.jpg');
}
@media(max-width:700px){
  .editorial-trust-box{grid-template-columns:1fr}
  .editorial-trust-dates{grid-column:auto}
  .editorial-trust-dates a{margin-left:0;width:100%}
}